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· Many Veterans wonder if they can buy a mobile home within a park or community where they rent the land. But VA loans do not allow this. You have to own or be purchasing the lot as well as the mobile home to be eligible for a VA loan. Manufactured home.
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Consider a mobile home mortgage loan if your park model home sits on a permanent foundation. Seek a personal property loan if your home is on a rented lot. Be aware that the interest rate on a personal property loan is usually a bit higher, but it is an easier loan to qualify for than a traditional mortgage.
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